Union MSME Credit Card
Union Bank of India · Open to apply
A business credit card for the bank's existing MSME borrowers, carved out of their fund-based working-capital limit: nil joining and annual fee, no cash withdrawals, and accident cover of ₹30 lakh (premium paid by the holder).
- Annual fee
- Lifetime free
- Joining fee
- None
- Lounges
- None on record
- Forex markup
- 3%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- The documents give no reward rate for this card (the MITC's reward text names other variants); cash withdrawals are not allowed. The card limit comes out of the working-capital limit, which the calculator does not model.
Sources
- Union Bank of India, MITC – Credit Cards, version 1.4 (effective 25 Sep 2025) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Union Bank of India, Key Fact Statement – Credit Cards, version 1.4 (Schedule of charges, the bank's own, read 6 Nov 2026)
- Union Bank of India, Union MSME Credit Card (Product page, the bank's own, read 6 Nov 2026)