Standard Chartered Super Value Titanium Credit Card
Standard Chartered India · Open to apply
A fuel and bills cashback card: 5% cashback on fuel, telephone and utility bills (small per-statement caps, at most ₹500 in all) and 1 reward point per ₹150 elsewhere. ₹750 annual fee, waived at ₹90,000 of yearly spend.
- Annual fee
- ₹750 + GST a year
- Joining fee
- ₹750 + GST
- Fee waiver
- Annual fee waived on ₹90,000 spend per card year
- Base rate
- All other spends, 1 point per ₹150: 1 Reward points per ₹150
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- Fuel, 5% cashback: 5% cashback (about 5% at cash value)
- Telephone bills paid on SC Billpay, 5% cashback: 5% cashback (about 5% at cash value)
- Electricity, water and gas bills paid on SC Billpay, 5% cashback: 5% cashback (about 5% at cash value)
Where the sources disagree
- Cashback caps: The product page gives fuel up to ₹200 and utility bills ₹100 per statement cycle (₹100 per transaction for fuel and phone); the T&C gives fuel and telecom ₹200 each a statement, utilities ₹100 an eligible transaction, and ₹500 a statement in all. We use the T&C.
Terms the calculator does not value
- The value of a reward point is not stated for this card, so points are not valued.
- The T&C (point 10) require telephone and utility bills to be paid through the Billpay platform of Standard Chartered (online banking, Bill Payments, after registering); the page's FAQ asks cardholders to use the bank's bill pay platforms. The two bill rules are entered for every payment of those bills because the issuer has no Billpay portal entry yet, so they overstate the value for a holder who pays bills elsewhere.
- Premium Banking customers get the card free with a Priority Pass membership and one international lounge visit a month (funds-under-management qualification, no domestic lounge access); not entered.
- Only fuel transactions of ₹2,000 or less qualify for the fuel cashback; the model has no maximum transaction size.
Sources
- Standard Chartered Super Value Titanium Credit Card product page (Product page, the bank's own, read 6 Nov 2026)
- Standard Chartered credit cards Most Important Terms and Conditions (version March 2026, with the table of fees) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Super Value Titanium Credit Card Terms and Conditions (Reward terms, the bank's own, read 6 Nov 2026)