Saraswat Co-operative Bank Secured Credit Card
Saraswat Co-operative Bank · Open to apply
A lifetime-free RuPay Platinum credit card against a Saraswat term deposit of at least ₹6,500: a limit of 80% of the deposit, finance charge of 1.25% a month, and the same welcome points as the unsecured card.
- Annual fee
- Lifetime free
- Joining fee
- None
- Lounges
- None on record
- Forex markup
- 3%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- The earn rate, point value and redemption options are not published, so no earn rule is entered.
Sources
- Saraswat Co-operative Bank, Secured Credit Card (Product page, the bank's own, read 6 Nov 2026)