Saraswat Co-operative Bank RuPay Platinum Credit Card
Saraswat Co-operative Bank · Open to apply
The unsecured RuPay Platinum credit card of Saraswat Co-operative Bank, applied for at a branch. No joining fee, and the annual fee is nil with ₹10,000 of spend in the year (₹500 below). The earn rate is not published.
- Annual fee
- ₹500 + GST a year
- Joining fee
- None
- Fee waiver
- Annual fee waived on ₹10,000 spend per card year
- Lounges
- None on record
- Forex markup
- 3%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- The earn rate, the point value and the redemption options are not published (the page lists "rewards and cashbacks", insurance and concierge benefits without figures; points are redeemed on rewardz.saraswat.bank.in), so no earn rule is entered.
Sources
- Saraswat Co-operative Bank, Credit Card (Product page, the bank's own, read 6 Nov 2026)
- Saraswat Co-operative Bank RuPay Credit Cards, Most Important Terms and Conditions (v2.3, January 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Saraswat Bank Rewardz (Product page, the bank's own, read 6 Nov 2026)