TVS Credit RBL Bank Credit Card
RBL Bank · Open to apply
RBL's entry TVS Credit co-brand card: 2 Reward Points per ₹100 online (up to 1,000 a month) and 1 per ₹100 offline, 2,000 welcome points, 2,000 bonus points at ₹1.5 lakh of annual spend, one railway lounge visit a quarter and a monthly BookMyShow buy-one-get-one at ₹10,000 of spend. Fee ₹500.
- Annual fee
- ₹500 + GST a year
- Joining fee
- ₹500 + GST
- Base rate
- 1 Reward Point per ₹100 on offline (POS) purchases: 1 RBL Reward Points per ₹100 (about 0.25% at cash value)
- Lounges
- Railway: 1 visit a calendar quarter
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 2 Reward Points per ₹100 on online (ecommerce) purchases (up to 1,000 a month): 2 RBL Reward Points per ₹100 (about 0.5% at cash value)
Earns nothing on
- No Reward Points on fuel and auto, utilities, insurance, quasi-cash, rent, education, wallet loads, government services, cash, EMI
- No Reward Points on railways
Where the sources disagree
- fuel surcharge waiver range: The product page and FAQ say the waiver applies to fuel of ₹400 to ₹5,000; the T&C (3.6) says ₹500 to ₹4,000. The T&C is used.
Terms the calculator does not value
- The value of a point is "up to ₹0.25" (FAQ) and no document gives a lower figure for any redemption; the card's value is entered at the top of that range, so a holder who redeems for lower-value items gets less.
- On the RuPay variant, offline UPI transactions under ₹2,000 at small merchants earn nothing; the calculator cannot tell the merchant size.
- RBL does not publish the eligibility criteria beyond age 21 to 70 in the FAQ.
Sources
- RBL Bank, TVS Credit RBL Bank Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank, TVS Credit RBL Bank Credit Card Terms and Conditions (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank, TVS Credit RBL Bank credit cards FAQs (FAQ, the bank's own, read 6 Nov 2026)
- RBL Bank, Most Important Terms and Conditions cum Key Fact Statement for Credit Cards (PDF modified 2026-08-20) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- RBL Bank, Schedule of Charges for credit cards, RBL-CC-SOC-V2-04-06-2026 (Schedule of charges, the bank's own, read 6 Nov 2026)
- RBL Bank, Credit Cards Rewards Programme Terms and Conditions (Reward terms, the bank's own, read 6 Nov 2026)