Bajaj Finserv RBL Bank Platinum Plus First-Year-Free SuperCard

RBL Bank · Closed to new applicants

The First-Year-Free version of the Bajaj Finserv RBL Bank Platinum Plus SuperCard: no joining or first-year fee, ₹999 + GST from the second year, and the earn of RBL's Platinum Plus. Closed to new cards since 29 Nov 2024.

Annual fee
₹999 + GST a year
Joining fee
None
Fee waiver
Annual fee waived on ₹1,00,000 spend per card year
Base rate
1 reward point per ₹100: 1 RBL Reward Points per ₹100 (about 0.25% at cash value)
Lounges
None on record
Forex markup
3.5%
Data
From bank documents, checked 6 Nov 2026
Replaced by
RBL Bank Platinum Plus Credit Card

Main earn rates

  • 2 reward points per ₹100 on online spends: 2 RBL Reward Points per ₹100 (about 0.5% at cash value)

Earns nothing on

  • No reward points on education, insurance, utilities, rent, wallet, fuel
  • No reward points on fuel and auto, quasi-cash, real estate, government services, EMI and cash
  • No reward points on railways
  • No base reward points on EMI conversions

Where the sources disagree

  • add-on card fee: Bajaj's FYF page lists the add-on card fee as NIL; RBL's MITC lists ₹200 for RBL's own Platinum Plus and its schedule of charges ₹0 to ₹5,000 (the FYF version is in neither). The Bajaj page is the document for this version.
  • spend-linked annual fee waiver: The schedule of charges (RBL-CC-SOC-V2-04-06-2026) lists the fee as ₹999 in both years with no waiver, while the MITC fee table (Aug 2026) and the card page give a waiver at ₹100,000 of annual spend. The waiver is entered (MITC and page are the card-specific documents).

Terms the calculator does not value

  • RBL states a range for the reward point (₹0.11 to ₹0.25 by redemption category) and assumes ₹0.25 in its own tables; it does not say which category pays what. Both ends are entered as redemption options, so the card's value swings with the choice.
  • Service providers, contracted services and Bills2Pay (RBL's own bill-payment channel) are named as ineligible but match none of our categories alone; they are not modelled except where a category listed in the exclusion rules already covers them.
  • The 1,000-point cap on 2X online points is entered as monthly, from Bajaj's page for the paid version; RBL's page and the FYF page do not state its period.
  • The Bajaj fees page for SuperCards states a merchant EMI processing fee of ₹199 + GST per EMI conversion, against RBL's 1.5% or ₹150 (higher) for its own cards; the SuperCard figure is not modelled.
  • Bajaj's FYF page (Nov 2024) lists 2 complimentary domestic lounge visits a year without the spend condition RBL's Platinum Plus page gives; the lounge is entered with RBL's condition and end date (RBL discontinued the benefit for its Platinum Plus on 1 Jul 2025) on the footing that the FYF card is the same product.

Sources

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