Bajaj Finserv RBL Bank EasySaver First-Year-Free SuperCard
RBL Bank · Closed to new applicants
The First-Year-Free version of the Bajaj Finserv RBL Bank EasySaver SuperCard: no first-year fee, ₹499 + GST from the second year (waived at ₹1 lakh of spend), and the earn of RBL's EasySaver (8X on education and bills). Closed to new cards since 29 Nov 2024.
- Annual fee
- ₹499 + GST a year
- Joining fee
- None
- Fee waiver
- Annual fee waived on ₹1,00,000 spend per card year
- Base rate
- 1 reward point per ₹400: 1 RBL Reward Points per ₹400 (about 0.06% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
- Replaced by
- RBL Bank EasySaver Credit Card
Main earn rates
- 8 reward points per ₹400 on education: 8 RBL Reward Points per ₹400 (about 0.5% at cash value)
- 8 reward points per ₹400 on bill payments: 8 RBL Reward Points per ₹400 (about 0.5% at cash value)
Earns nothing on
- No reward points on insurance, rent, wallet
- No reward points on fuel and auto, quasi-cash, real estate, government services, EMI and cash
- No reward points on railways
- No base reward points on EMI conversions
Where the sources disagree
- base reward rate: Bajaj's FYF page says "1 reward point for every ₹100 spent" on regular spends (the line it shares with other SuperCard pages) and "8 times the usual reward points" for every ₹400 on bills and education; RBL's EasySaver page says 1 point per ₹400 and 8 per ₹400. The RBL page is entered, which is the base the 8X wording implies.
- categories that do not earn: Bajaj's FYF page footnote lists Education, Insurance, Utilities, Rent and Wallet Load (except Bajaj Wallet) as not earning, while its feature lines pay 8X on education fees and bill payments. RBL's EasySaver page lists only Insurance, Rent Payments and Wallet Load (from 13 Nov 2023); that list is entered, with education and bills earning 8X.
- annual fee waiver: Bajaj's EasySaver FYF page waives the ₹499 on spends over ₹1 lakh a year; RBL's page and MITC for its own EasySaver card state no spend waiver. The Bajaj page is the document for this version.
Terms the calculator does not value
- RBL states a range for the reward point (₹0.11 to ₹0.25 by redemption category) and assumes ₹0.25 in its own tables; it does not say which category pays what. Both ends are entered as redemption options, so the card's value swings with the choice.
- Service providers, contracted services and Bills2Pay (RBL's own bill-payment channel) are named as ineligible but match none of our categories alone; they are not modelled except where a category listed in the exclusion rules already covers them.
- The Bajaj fees page for SuperCards states a merchant EMI processing fee of ₹199 + GST per EMI conversion, against RBL's 1.5% or ₹150 (higher) for its own cards; the SuperCard figure is not modelled.
Sources
- RBL Bank, EasySaver Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank, Most Important Terms and Conditions cum Key Fact Statement for Credit Cards (PDF modified 2026-08-20) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- RBL Bank, Schedule of Charges for credit cards, RBL-CC-SOC-V2-04-06-2026 (Schedule of charges, the bank's own, read 6 Nov 2026)
- RBL Bank Rewards terms and conditions (general) (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank, Bajaj Finance end co-branded credit card partnership, stop issuance of new cards (PTI, 29 Nov 2024) (News, read 6 Nov 2026)
- Business Standard, RBL Bank and Bajaj Finance end co-branded credit cards partnership (29 Nov 2024) (News, read 6 Nov 2026)
- Bajaj Finserv, RBL Credit Card Fees and Charges (archived copy, 7 Nov 2024; the live address now shows another product) (Partner's page, the bank's own, read 6 Nov 2026)
- Bajaj Finserv, EasySaver SuperCard - First-Year-Free page (archived copy, 10 Nov 2024) (Partner's page, the bank's own, read 6 Nov 2026)