RBL Bank QuickPay Credit Card
RBL Bank · Invite only
A ₹99 RuPay credit card for UPI payments with no paperwork or KYC, 1 reward point per ₹200 and 20% cashback (up to ₹50) on the first two UPI transactions.
- Annual fee
- ₹99 + GST a year
- Joining fee
- ₹99 + GST
- Base rate
- 1 reward point per ₹200: 1 RBL Reward Points per ₹200 (about 0.06% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Earns nothing on
- No reward points on fuel and auto, insurance, quasi-cash, cash, education, wallets, government services and miscellaneous
- No reward points on railways
- No reward points on EMI conversions
Where the sources disagree
- utilities and rent exclusions: The page's "Note" lists utilities and real estate/rental among categories excluded from reward points; the T&C's exclusion list (3.2, 3.3) does not name utilities (4900) or rental (6513). The T&C is used.
Terms the calculator does not value
- RBL states no point value for QuickPay; the placeholder is the bottom of the range printed on its Platinum card pages.
- Offline UPI transactions under ₹2,000 at small merchants (turnover up to ₹20 lakh) earn no reward points; the calculator cannot tell them apart.
Sources
- RBL Bank, QuickPay Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank, QuickPay Credit Card Terms and Conditions (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank, Most Important Terms and Conditions cum Key Fact Statement for Credit Cards (PDF modified 2026-08-20) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- RBL Bank, Schedule of Charges for credit cards, RBL-CC-SOC-V2-04-06-2026 (Schedule of charges, the bank's own, read 6 Nov 2026)
- RBL Bank, Platinum Choice Credit Card page (reward point value range) (Product page, the bank's own, read 6 Nov 2026)