RBL Bank Platinum ShopGain Credit Card
RBL Bank · Closed to new applicants
A closed former Bajaj Finserv SuperCard for ₹1,499 a year (waived at ₹1.5 lakh): 1 reward point per ₹100, an advertised 25 points per ₹100 on utility bills that RBL's own exclusion list now cancels, yearly milestones at ₹2, 3 and 4 lakh, and BookMyShow 1+1 offers. Lounge visits ended on 1 Jul 2025.
- Annual fee
- ₹1,499 + GST a year
- Joining fee
- ₹1,499 + GST
- Fee waiver
- Annual fee waived on ₹1,50,000 spend per card year
- Base rate
- 1 reward point per ₹100: 1 RBL Reward Points per ₹100 (about 0.11% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 25 reward points per ₹100 on utility bill payments (up to 500 points a month): 25 RBL Reward Points per ₹100 (about 2.75% at cash value)
Earns nothing on
- No reward points on education, insurance, utilities, rent and wallet loads
- No reward points on fuel and auto, quasi-cash, real estate, government services, Bills2Pay, EMI and miscellaneous
- No reward points on railways
- No base reward points on EMI conversions
Where the sources disagree
- utility bill reward rate: The page advertises 25 reward points per ₹100 on utility bill payments (up to 500 a month) and, in the same page's footnotes, says utilities earn no reward points and Bills2Pay is not eligible from 15 Oct 2024. The calculator follows the exclusion, so the utility rate earns nothing. An archived Bajaj Finserv page (May 2024) carried the same 25-point offer.
Terms the calculator does not value
- RBL states no point value for ShopGain; the calculator uses the ₹0.11 to ₹0.25 range RBL states for its other former SuperCards (₹0.11 cash-like, ₹0.25 best). The card's value moves with this figure.
- The BookMyShow 1+1 offer (up to ₹200 a month, twice a month) is not valued.
Sources
- RBL Bank, Platinum Shopgain Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank, Most Important Terms and Conditions cum Key Fact Statement for Credit Cards (PDF modified 2026-08-20) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- RBL Bank, Schedule of Charges for credit cards, RBL-CC-SOC-V2-04-06-2026 (Schedule of charges, the bank's own, read 6 Nov 2026)
- Business Standard, RBL Bank and Bajaj Finance end co-branded credit cards partnership (29 Nov 2024) (News, read 6 Nov 2026)
- The Hindu BusinessLine, RBL Bank to stop issuance of co-branded credit cards with Bajaj Finance (News, read 6 Nov 2026)
- RBL Bank, Q3 FY26 earnings call transcript (Press release, the bank's own, read 6 Nov 2026)
- RBL Bank, Platinum Prime Credit Card page (reward point value range for former SuperCards) (Product page, the bank's own, read 6 Nov 2026)
- Bajaj Finserv, Platinum ShopGain SuperCard page (archived 16 May 2024) (Partner's page, the bank's own, read 6 Nov 2026)