RBL Bank Platinum Prime Credit Card
RBL Bank · Open to apply
A ₹999 rewards card: 2 reward points per ₹100, 4,000 welcome points, a Wednesday dining accelerator, a Wednesday BookMyShow 1+1 offer and a ₹100 a month fuel surcharge waiver. The page gives no spend-based fee waiver.
- Annual fee
- ₹999 + GST a year
- Joining fee
- ₹999 + GST
- Base rate
- 2 reward points per ₹100: 2 RBL Reward Points per ₹100 (about 0.5% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Earns nothing on
- No reward points on education, insurance, utilities, rent, wallet
- No reward points on fuel and auto, quasi-cash, real estate, government services, EMI and cash
- No reward points on railways
- No base reward points on EMI conversions
Terms the calculator does not value
- RBL states a range for the reward point (₹0.11 to ₹0.25 by redemption category) and assumes ₹0.25 in its own tables; it does not say which category pays what. Both ends are entered as redemption options, so the card's value swings with the choice.
- Service providers, contracted services and Bills2Pay (RBL's own bill-payment channel) are named as ineligible but match none of our categories alone; they are not modelled except where a category listed in the exclusion rules already covers them.
- Eligibility (age, income) is not on the card page, the MITC or the schedule of charges.
- Dining on Wednesdays earns 20 reward points per ₹100 (10X), up to 1,000 points a month. The calculator cannot express a day-of-week condition, and an assumed-met condition would multiply the benefit about seven times, so the rule is not entered. The page's table values it at up to ₹1,000 a year on ₹25,000 of dining.
Sources
- RBL Bank, Platinum Prime Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank, Most Important Terms and Conditions cum Key Fact Statement for Credit Cards (PDF modified 2026-08-20) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- RBL Bank, Schedule of Charges for credit cards, RBL-CC-SOC-V2-04-06-2026 (Schedule of charges, the bank's own, read 6 Nov 2026)
- RBL Bank Rewards terms and conditions (general) (Reward terms, the bank's own, read 6 Nov 2026)