RBL Bank Platinum Advantage Credit Card
RBL Bank · Open to apply
A basic ₹499 rewards card: 1 reward point per ₹100, 2,000 welcome points, a 20% BookMyShow discount 15 times a year and a ₹100 a month fuel surcharge waiver. The MITC and the page give no spend-based fee waiver.
- Annual fee
- ₹499 + GST a year
- Joining fee
- ₹499 + GST
- Base rate
- 1 reward point per ₹100: 1 RBL Reward Points per ₹100 (about 0.25% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Earns nothing on
- No reward points on education, insurance, utilities, rent, wallet
- No reward points on fuel and auto, quasi-cash, real estate, government services, EMI and cash
- No reward points on railways
- No base reward points on EMI conversions
Terms the calculator does not value
- RBL states a range for the reward point (₹0.11 to ₹0.25 by redemption category) and assumes ₹0.25 in its own tables; it does not say which category pays what. Both ends are entered as redemption options, so the card's value swings with the choice.
- Service providers, contracted services and Bills2Pay (RBL's own bill-payment channel) are named as ineligible but match none of our categories alone; they are not modelled except where a category listed in the exclusion rules already covers them.
- Eligibility (age, income) is not on the card page, the MITC or the schedule of charges.
- MITC: Minimum Amount Due on the Platinum Advantage card changes from 20% to 5% of the total amount due w.e.f. 16 Mar 2025. Not valued.
Sources
- RBL Bank, Platinum Advantage Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank, Most Important Terms and Conditions cum Key Fact Statement for Credit Cards (PDF modified 2026-08-20) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- RBL Bank, Schedule of Charges for credit cards, RBL-CC-SOC-V2-04-06-2026 (Schedule of charges, the bank's own, read 6 Nov 2026)
- RBL Bank Rewards terms and conditions (general) (Reward terms, the bank's own, read 6 Nov 2026)