RBL Bank Black Credit Card (erstwhile RBL Bank MoneyTap Black Credit Card)
RBL Bank · Closed to new applicants
A closed ₹3,000 co-brand card from the MoneyTap lending app: 2 reward points per ₹100 and 10 online (500 points a month), 12,000 welcome points, 1,000 points a month for five ₹1,000 purchases, milestone points at ₹2.5 and ₹4 lakh and a domestic lounge visit each quarter.
- Annual fee
- ₹3,000 + GST a year
- Joining fee
- ₹3,000 + GST
- Base rate
- 2 reward points per ₹100 on all purchases: 2 RBL Reward Points per ₹100 (about 0.5% at cash value)
- Lounges
- Domestic: 1 visit a calendar quarter
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 10 reward points per ₹100 online (5X, up to 500 points a month): 10 RBL Reward Points per ₹100 (about 2.5% at cash value)
Earns nothing on
- No base or accelerated points on fuel and auto, utilities, insurance, quasi-cash and cash, rent, education, wallets, government services and EMI conversions
- No reward points on railways
Where the sources disagree
- welcome points: The page headline says "Get 8,000 Reward Points" while its body, its value table and the T&C say 12,000; the T&C figure is used.
Terms the calculator does not value
- RBL publishes no point value for this card. The calculator uses the ₹0.11 to ₹0.25 range RBL prints on sister cards' pages ("across different categories"); the card's value moves with this figure.
- Contracted services, miscellaneous (5960) and Bills2Pay are excluded from points but are not spend categories of ours, so the calculator still pays points on them.
Sources
- RBL Bank, MoneyTap Black Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank Black Credit Card erstwhile RBL Bank MoneyTap Black Credit Card, Terms and Conditions (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank, Platinum Choice Credit Card page (reward point value range, sister card) (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank Rewards terms and conditions (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank MITC cum Key Fact Statement for Credit Cards (PDF modified 2026-08-20) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- RBL Bank, Schedule of Charges for credit cards, RBL-CC-SOC-V2-04-06-2026 (Schedule of charges, the bank's own, read 6 Nov 2026)