RBL Bank Credit Card (erstwhile RBL Bank MoneyTap Credit Card)

RBL Bank · Closed to new applicants

A closed ₹499 co-brand card from the MoneyTap lending app: 2 reward points per ₹100 online and 1 offline, 2,000 welcome points, 20% Zomato cashback, a monthly BookMyShow offer and a ₹1,000 Amazon voucher at ₹2.5 lakh a year.

Annual fee
₹499 + GST a year
Joining fee
₹499 + GST
Fee waiver
Annual fee waived on ₹2,00,000 spend per card year
Base rate
1 reward point per ₹100 at offline merchant outlets: 1 RBL Reward Points per ₹100 (about 0.25% at cash value)
Lounges
None on record
Forex markup
3.5%
Data
From bank documents, checked 6 Nov 2026

Main earn rates

  • 2 reward points per ₹100 online: 2 RBL Reward Points per ₹100 (about 0.5% at cash value)

Earns nothing on

  • No base or accelerated points on fuel and auto, utilities, insurance, quasi-cash and cash, rent, education, wallets, government services and EMI conversions
  • No reward points on railways

Terms the calculator does not value

  • RBL publishes no point value for this card. The calculator uses the ₹0.11 to ₹0.25 range RBL prints on sister cards' pages ("across different categories"); the card's value moves with this figure.
  • The card is closed to new applicants, so its value matters only to existing holders; the Zomato cashback (20% up to ₹200 a month) is a third-party offer that may have lapsed with the partnership and is listed but not valued.
  • Contracted services, miscellaneous (5960) and Bills2Pay are excluded from points but are not spend categories of ours, so the calculator still pays points on them.

Sources

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