RBL Bank MoCash Credit Card
RBL Bank · Closed to new applicants
A closed ₹500 card tied to a MoneyTap credit line: 2 reward points per ₹100 online and 1 offline (not on fuel, rail, utilities and similar), 2,000 welcome points, a ₹1,000 voucher per ₹1 lakh of online spend (up to five a year) and 10% off BookMyShow weekend shows.
- Annual fee
- ₹500 + GST a year
- Joining fee
- ₹500 + GST
- Fee waiver
- Annual fee waived on ₹1,00,000 spend per card year
- Base rate
- 1 reward point per ₹100 on offline spends: 1 RBL Reward Points per ₹100 (about 0.11% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 2 reward points per ₹100 on online spends: 2 RBL Reward Points per ₹100 (about 0.22% at cash value)
Earns nothing on
- No reward points on fuel, utilities, wallet load, rent, insurance and miscellaneous
- No reward points on railways
- No reward points on Split-N-Pay and merchant EMI
Terms the calculator does not value
- The ₹1,000 voucher per ₹1 lakh of online spend is counted on all eligible spend, so the card is overvalued for a holder who spends mostly offline.
- RBL states no point value for MoCash; the redemption value is a placeholder from RBL's Platinum card pages.
- The credit line (instant transfer to a bank account, repaid in EMIs) carries a processing fee and interest that are not published in the documents read.
Sources
- RBL Bank, MoCash Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank, MoCash Credit Card Terms and Conditions (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank, Platinum Choice Credit Card page (reward point value range) (Product page, the bank's own, read 6 Nov 2026)