RBL Bank Jalsa Credit Card
RBL Bank · Open to apply
A ₹999 RuPay card for app shopping: 5% cashback on Blinkit, Zepto, Myntra, Swiggy, Zomato, Meesho, Urban Company, Flipkart and Ajio (up to ₹500 a month), a ₹1,000 welcome voucher and 2,500 bonus points at ₹3 lakh a year. No base reward-point rate is published.
- Annual fee
- ₹999 + GST a year
- Joining fee
- ₹999 + GST
- Base rate
- No base reward-point rate is published: 0% in RBL Reward Points (about 0% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 5% cashback on Blinkit, Zepto, Myntra, Swiggy, Zomato, Meesho, Urban Company, Flipkart and Ajio: 5% cashback on top of the base rate (about 5% at cash value)
Earns nothing on
- No base reward-point rate is published
Where the sources disagree
- welcome benefit: The page offers a "₹1,000 Quick Commerce voucher"; the T&C gives 5,000 reward points redeemable for a ₹1,000 voucher at ₹0.20 a point. Same value; recorded as a ₹1,000 voucher.
Terms the calculator does not value
- No base reward-point rate is published for Jalsa, so ordinary spend is valued at zero. The card's value is the 5% app cashback, the welcome voucher and the milestone.
- Offline UPI payments under ₹2,000 at small merchants (turnover up to ₹20 lakh) earn no rewards or product benefits.
Sources
- RBL Bank, Jalsa Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank, Jalsa Credit Card Terms and Conditions (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank, Most Important Terms and Conditions cum Key Fact Statement for Credit Cards (PDF modified 2026-08-20) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- RBL Bank Rewards terms and conditions (Reward terms, the bank's own, read 6 Nov 2026)