RBL Bank iGlobe Credit Card
RBL Bank · Open to apply
A ₹3,000 card designed for NRI customers, with 5 reward points per ₹100 at home and 10 abroad, a ₹3,000 MakeMyTrip welcome voucher, a 1.5% forex markup, two domestic lounge visits a quarter, six Priority Pass visits abroad a year and transfers to airline and hotel programmes at 4 points to 1. Bills are paid from an RBL NRE account by standing instruction.
- Annual fee
- ₹3,000 + GST a year
- Joining fee
- ₹3,000 + GST
- Base rate
- 5 reward points per ₹100 on domestic purchases: 5 RBL Reward Points per ₹100 (about 1.25% at cash value)
- Lounges
- Domestic: 2 visits a calendar quarter; International: 6 visits a calendar year
- Forex markup
- 1.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 10 reward points per ₹100 on international purchases: 10 RBL Reward Points per ₹100 (about 2.5% at cash value)
Earns nothing on
- No reward points on EMI transactions
Where the sources disagree
- reward redemption fee: The RBL Rewards programme T&C (4.3.1(b)) exempts redemptions on the iGlobe card from the ₹99 + GST fee; the MITC and the schedule of charges list the cards exempt from it (Lumière, Nova, Insignia, World Xclusive, Apex, Aspire, Signature and others) without iGlobe, and the page repeats the general ₹99 note. We follow the card-specific exemption in the rewards T&C.
- international lounge visit charge and lounge count: The T&C (section 3.7) says visits after the complimentary ones are charged up to $27 at 1,700+ lounges; RBL's other cards' T&C say up to $35 and the iGlobe page says 1,400+ lounges. Neither figure changes the card's value; the T&C wording is recorded.
Terms the calculator does not value
- RBL publishes no rupee value for iGlobe reward points. The calculator uses ₹0.25 a point (the value RBL's other pages assume) for vouchers and travel, and values transfers at the partner programmes' values; the card's value moves with these figures.
- The T&C lists no excluded categories for reward points, while RBL's other cards exclude fuel, rent, utilities and similar spends. None is entered; whether such spends earn 5 points is not stated.
- Bill payment is accepted only by standing instruction from an RBL NRE savings account; the card is for NRI customers. The calculator cannot express either.
Sources
- RBL Bank, iGlobe Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank, iGlobe Credit Card Terms and Conditions (PDF created 23 Jul 2026) (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank, Most Important Terms and Conditions cum Key Fact Statement for Credit Cards (PDF modified 2026-08-20) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- RBL Bank, Schedule of Charges for credit cards, RBL-CC-SOC-V2-04-06-2026 (Schedule of charges, the bank's own, read 6 Nov 2026)
- RBL Bank, Miles Transfer Programme Terms and Conditions (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank, Platinum Maxima Plus Credit Card page (worked example valuing points at ₹0.25) (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank Credit Cards Rewards Programme terms and conditions (Reward terms, the bank's own, read 6 Nov 2026)