RBL Bank BankBazaar SaveMax Pro Credit Card
RBL Bank · Invite only
An invite-only ₹1,499 card sourced through BankBazaar: 10 reward points per ₹100 on groceries and 5 on fuel (1,000 points a month each), 2 points per ₹100 elsewhere, 5,000 welcome points and milestone points at ₹2 and ₹4 lakh a year.
- Annual fee
- ₹1,499 + GST a year
- Joining fee
- ₹1,499 + GST
- Base rate
- 2 reward points per ₹100 on other eligible spends: 2 RBL Reward Points per ₹100 (about 0.5% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 10 reward points per ₹100 on groceries (up to 1,000 points a billing cycle): 10 RBL Reward Points per ₹100 (about 2.5% at cash value)
- 5 reward points per ₹100 on fuel (up to 1,000 points a billing cycle): 5 RBL Reward Points per ₹100 (about 1.25% at cash value)
Earns nothing on
- No reward points on utilities, insurance, rent, wallets, government services and EMI conversions
- No reward points on railways
- No base reward points on quasi-cash and cash, and education (from 15 Oct 2024)
Where the sources disagree
- age of the T&C: The linked T&C PDF is named "sept-22" (September 2022) yet repeats the 15 Oct 2024 change; its fuel 5X and the page agree, so both are used.
Terms the calculator does not value
- RBL publishes no point value for this card. The calculator uses the ₹0.11 to ₹0.25 range RBL prints on sister cards' pages ("across different categories"); the card's value moves with this figure.
- Contracted services, miscellaneous (5960) and Bills2Pay are excluded from base points since 15 Oct 2024 but are not spend categories of ours, so the calculator still pays points on them.
- The Zomato cashback (10%, up to ₹100 a month) is a monthly offer on a third party's orders; it is listed as a benefit but not valued.
Sources
- RBL Bank, BankBazaar SaveMax Pro Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank BankBazaar SaveMax Pro Credit Card Terms and Conditions (file named sept-22) (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank, Platinum Choice Credit Card page (reward point value range, sister card) (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank Rewards terms and conditions (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank MITC cum Key Fact Statement for Credit Cards (PDF modified 2026-08-20) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- RBL Bank, Schedule of Charges for credit cards, RBL-CC-SOC-V2-04-06-2026 (Schedule of charges, the bank's own, read 6 Nov 2026)