RBL Bank BankBazaar SaveMax Credit Card
RBL Bank · Open to apply
A lifetime-free card sourced through BankBazaar: 5 reward points per ₹100 on groceries (up to 1,000 points a month), 1 point per ₹100 elsewhere, and monthly 10% offers on BookMyShow and Zomato (₹100 each).
- Annual fee
- Lifetime free
- Joining fee
- None
- Base rate
- 1 reward point per ₹100 on other eligible spends: 1 RBL Reward Points per ₹100 (about 0.25% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 5 reward points per ₹100 on groceries (up to 1,000 points a billing cycle): 5 RBL Reward Points per ₹100 (about 1.25% at cash value)
Earns nothing on
- No reward points on fuel and auto, utilities, insurance, rent, wallets, government services and EMI conversions
- No reward points on railways
- No base reward points on quasi-cash and cash, and education (from 15 Oct 2024)
Terms the calculator does not value
- RBL publishes no point value for this card. The calculator uses the ₹0.11 to ₹0.25 range RBL prints on sister cards' pages ("across different categories"); the card's value moves with this figure.
- Contracted services, miscellaneous (5960) and Bills2Pay are excluded from base points since 15 Oct 2024 but are not spend categories of ours, so the calculator still pays points on them.
- The Zomato cashback (10%, up to ₹100 a month) is a monthly offer on a third party's orders; it is listed as a benefit but not valued.
Sources
- RBL Bank, BankBazaar SaveMax Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank BankBazaar SaveMax Credit Card Terms and Conditions (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank, Platinum Choice Credit Card page (reward point value range, sister card) (Product page, the bank's own, read 6 Nov 2026)
- RBL Bank Rewards terms and conditions (Reward terms, the bank's own, read 6 Nov 2026)
- RBL Bank MITC cum Key Fact Statement for Credit Cards (PDF modified 2026-08-20) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- RBL Bank, Schedule of Charges for credit cards, RBL-CC-SOC-V2-04-06-2026 (Schedule of charges, the bank's own, read 6 Nov 2026)