KVB Platinum Credit Card
Karur Vysya Bank · Open to apply
KVB's basic Visa credit card: no joining fee and ₹599 a year, waived on ₹1 lakh of spend. It earns 2 reward points per ₹150 and 1.5x on restaurants, medical, insurance, movie tickets and a few other categories. KVB publishes no rupee value for its points, so they are valued at nothing here.
- Annual fee
- ₹599 + GST a year
- Joining fee
- None
- Fee waiver
- Annual fee waived on ₹1,00,000 spend per card year
- Base rate
- 2 reward points per ₹150: 2 KVB Reward Points per ₹150
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 1.5x on restaurants, medical, insurance and movie tickets: 3 KVB Reward Points per ₹150
Terms the calculator does not value
- The page gives no rupee value for a reward point, so the points are valued at ₹0 here. It lists no MCC exclusions or caps, and books, rail tickets and car rentals earn the accelerated rate but have no category of ours.
Sources
- KVB Platinum Credit Card page (features, fees and charges) (Product page, the bank's own, read 6 Nov 2026)