KVB Oura Credit Card
Karur Vysya Bank · Open to apply
KVB's entry card in its 2026 Visa range: ₹2,999 a year, 1 reward point per ₹100 and 8X on e-commerce shopping, with points worth ₹0.25 each and a year each of Amazon Prime and Zomato Gold.
- Annual fee
- ₹2,999 + GST a year
- Joining fee
- ₹2,999 + GST
- Base rate
- 1 RP per ₹100: 1 KVB Reward Points per ₹100 (about 0.25% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 8X RP on e-commerce shopping: 8 KVB Reward Points per ₹100 (about 2% at cash value)
Terms the calculator does not value
- The page's milestone: spend 200% of the credit limit in year 1 and the year-2 annual fee is waived, given as gift vouchers. It depends on the limit given, so it is not modelled as a fee waiver.
- The page states no forex markup, interest or other charges; the issuer defaults (copied from the Platinum page, forex 3.5%) are applied, though the press release says zero forex applies only on select variants.
- Reward points are not stated to exclude any category on the page; the page lists no MCC exclusions, welcome conditions or spend caps, and the Platinum and Honour charges are not stated for this card.
Sources
- KVB Oura Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- Karur Vysya Bank press release, Visa credit card portfolio (2026-05-29, as filed with the exchanges) (Press release, the bank's own, read 6 Nov 2026)