KVB Eternis Credit Card
Karur Vysya Bank · Open to apply
KVB's top Visa Infinite card at ₹29,999 a year: 2 reward points per ₹100 and 3X on airline, hotel, dining and luxury shopping at ₹1 a point, 10,000 points on activation, zero forex markup, and welcome hotel, concierge, dining and Marriott memberships.
- Annual fee
- ₹29,999 + GST a year
- Joining fee
- ₹29,999 + GST
- Base rate
- 2 RP per ₹100: 2 KVB Reward Points per ₹100 (about 2% at cash value)
- Lounges
- None on record
- Forex markup
- 0%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 3X RP on airline, hotel, dining and luxury shopping: 6 KVB Reward Points per ₹100 (about 6% at cash value)
Terms the calculator does not value
- The page lists no MCC exclusions or caps for reward points. 3X applies to "luxury shopping" as well, which our categories do not match; only flights, hotels and dining are modelled. The Qatar Airways, Lufthansa and Air India 15% business class discount is not valued. The page says balance transfer is not available.
Sources
- KVB Eternis Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- Karur Vysya Bank press release, Visa credit card portfolio (2026-05-29, as filed with the exchanges) (Press release, the bank's own, read 6 Nov 2026)