KVB Alturas Credit Card
Karur Vysya Bank · Open to apply
KVB's Visa Infinite card at ₹14,999 a year: 1 reward point per ₹100 and 5X on airline, hotel, dining and luxury shopping, points worth ₹1 each, a 7,500-point welcome bonus, zero forex markup and a year of Club Marriott and EazyDiner Prime.
- Annual fee
- ₹14,999 + GST a year
- Joining fee
- ₹14,999 + GST
- Base rate
- 1 RP per ₹100: 1 KVB Reward Points per ₹100 (about 1% at cash value)
- Lounges
- None on record
- Forex markup
- 0%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 5X RP on airline, hotels, dining and luxury shopping: 5 KVB Reward Points per ₹100 (about 5% at cash value)
Terms the calculator does not value
- The page's milestone: spend 200% of the credit limit in year 1 and the year-2 annual fee is waived, given as gift vouchers. It depends on the limit given, so it is not modelled as a fee waiver.
- Reward points are not stated to exclude any category on the page; the page lists no MCC exclusions, welcome conditions or spend caps, and the Platinum and Honour charges are not stated for this card.
- 5X applies to "luxury shopping" as well, which our categories do not match; only flights, hotels and dining are modelled.
Sources
- KVB Alturas Credit Card page (Product page, the bank's own, read 6 Nov 2026)
- Karur Vysya Bank press release, Visa credit card portfolio (2026-05-29, as filed with the exchanges) (Press release, the bank's own, read 6 Nov 2026)