Kotak TMC Credit Card
Kotak Mahindra Bank · Open to apply
A company card for travel management companies and agents to pay for bus tickets, airline tickets, hotels and visa services, with a ₹999 annual fee and a low 1.49% monthly interest rate.
- Annual fee
- ₹999 a year
- Joining fee
- None
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 6 Nov 2026
Where the sources disagree
- railway booking surcharge: The Purchase Credit Card page's fees table shows the railway surcharge as waived for the TMC card; the commercial MITC 5.6 lists it as applicable to the Travel Agent card. Entered as applicable (the MITC).
- annual fee: The page's feature box says annual fee nil for the TMC card, while its fees table and the MITC say ₹999 (including taxes). Entered ₹999.
Terms the calculator does not value
- The card page shows no reward rate for TMC cards; the card is listed without an earn rule.
- The MITC charges an Air India transaction fee of 0.90% plus GST (from 31 Mar 2026) to select travel management companies and online travel agents; not modelled.
Sources
- Kotak Commercial Credit Card MITC (13 Mar 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Kotak TMC Credit Card (product page) (Product page, the bank's own, read 6 Nov 2026)