PVR INOX Kotak Credit Card

Kotak Mahindra Bank · Open to apply

A no-joining-fee co-brand card with a ₹499 annual fee that gives one PVR INOX movie ticket (up to ₹300) for every ₹10,000 spent in a monthly billing cycle, plus 5% off tickets and 20% off food and drink at PVR INOX. It earns no points or cashback.

Annual fee
₹499 + GST a year
Joining fee
None
Base rate
No points or cashback on spends; rewards are PVR tickets on monthly spend: 0% in Rupees (about 0% at cash value)
Lounges
None on record
Forex markup
3.5%
Data
From bank documents, checked 6 Nov 2026

Earns nothing on

  • No points or cashback on spends; rewards are PVR tickets on monthly spend

Where the sources disagree

  • ticket count at exact multiples of ₹10,000: MITC clause 8.3 and the page's headline give 1 ticket "on every spend of ₹10,000", but the page's table starts at ₹10,001 (1 ticket for ₹10,001 to ₹20,000, 2 for ₹20,001 to ₹30,000). Its examples (₹22,000 gives 2, ₹75,000 gives 7, ₹1,05,000 gives 10) follow floor(spend / 10,000). We use the MITC.
  • M-Coupon value cap: MITC clauses 8.3 and 9.2 and the product page give ₹300 for this card. The redemption steps in MITC clause 9.9 are shared with the PVR Gold and Platinum cards (₹400 per MITC 9.2) and also say "capped at ₹300"; the INOX figure of ₹300 agrees with both.

Terms the calculator does not value

  • Tickets are valued at the face value of an M-Coupon, which only pays for a PVR INOX movie ticket (any format, any theatre, one coupon per ticket, redeemed in the PVR app within 60 days of claiming). A cardholder who does not watch films at PVR gets nothing.
  • Free entry to the In-cinema lounges at PVR INOX (any purchase there is paid by the cardholder) is not valued.

Sources

Compare this card · Find the best card for your spending