Kotak Purchase Credit Card
Kotak Mahindra Bank · Open to apply
A company-name card for centralised vendor payments, taxes, utilities and subscriptions, with no fee, 37 to 48 interest-free days and monthly consolidated cashback or incentives on all transactions.
- Annual fee
- Lifetime free
- Joining fee
- None
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 6 Nov 2026
Where the sources disagree
- railway booking surcharge: The product page's fees table shows the railway surcharge as waived (up to ₹500 a calendar year) for the Purchase card; the commercial MITC 5.6 lists it as applicable to the Purchase Credit Card (waived only for the Basic, Classic, Privy League Platinum, Wealth Signature and Platinum cards). Entered as applicable (the MITC).
- cash payment at branch fee: The page lists a ₹100 fee for cash payment at branches; the MITC says it is not applicable to the Purchase card. Entered per the MITC.
Terms the calculator does not value
- "Monthly consolidated cashbacks for all transactions" has no published rate, so no earn rule is entered.
Sources
- Kotak Commercial Credit Card MITC (13 Mar 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Kotak Purchase Credit Card (product page) (Product page, the bank's own, read 6 Nov 2026)