Kotak Private Credit Card
Kotak Mahindra Bank · Invite only
Kotak's most exclusive metal card, issued by invitation to Kotak Private clients, with a ₹49,000 annual fee that is waived for eligible Private clients, zero forex markup and a 1% cash-withdrawal fee. Its rewards are not published.
- Annual fee
- ₹49,000 + GST a year
- Joining fee
- None
- Lounges
- International: unlimited visits a calendar year
- Forex markup
- 0%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- No reward rate, currency, redemption value or welcome benefit is published for this card; the MITC lists it under the Reward Points Program (Air Miles on multiples of ₹100, the same as Solitaire), so none is entered and the card is listed, not valued.
Sources
- Kotak Private Credit Card product page (invitation only) (Product page, the bank's own, read 6 Nov 2026)
- Kotak Mahindra Bank credit card MITC (fee table, interest, charges, reward-points table) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Terms and Conditions, Complimentary Airport Lounge Access Program for Kotak Credit Cards (Reward terms, the bank's own, read 6 Nov 2026)