Kotak League Platinum Credit Card

Kotak Mahindra Bank · Open to apply

A low-fee points card: 4 reward points per ₹150 (8 on airlines, consumer durables and department stores, and on all spend past ₹2 lakh a year), worth 7 paise each as cash or 10 paise in Kotak's catalogue, plus 4 PVR tickets or 10,000 points for ₹1.25 lakh of spend every six months.

Annual fee
₹499 + GST a year
Joining fee
₹499 + GST
Fee waiver
Annual fee waived on ₹50,000 spend per card year
Base rate
4 reward points per ₹150, rising to 8 on spend past ₹2 lakh in the card year: 4 Reward Points per ₹150 up to ₹2,00,000; 8 Reward Points per ₹150 above ₹2,00,000 (about 0.19% at cash value)
Lounges
None on record
Forex markup
3.5%
Data
From bank documents, checked 6 Nov 2026

Main earn rates

  • 8 reward points per ₹150 on airlines, travel agencies, consumer durables and department stores: 8 Reward Points per ₹150 (about 0.37% at cash value)

Earns nothing on

  • No points on wallet loads, skill gaming, insurance, government, rent, education and fuel
  • No points on EMI conversions and cash advances
  • No points on railway bookings

Where the sources disagree

  • fees: The listing shows ₹0 joining and ₹0 annual fee ("Lifetime Free") and the MITC "₹499 / NIL" joining; the KFS gives ₹499 and ₹499. We use the KFS; the free version depends on channel or customer type.

Terms the calculator does not value

  • Half-yearly milestone: ₹1,25,000 of spend in each six-month period gives 4 PVR tickets (up to ₹400 each) or 10,000 points (₹700 to ₹1,000). The format has no six-month period, so it is not valued.
  • Railway surcharge waiver (1.8% online, 2.5% at counters) up to ₹500 an anniversary year.
  • Utility, wallet, fuel, rent, government, insurance, education and skill-gaming spends do not count toward the milestones.

Sources

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