Kotak Fortune Gold Card
Kotak Mahindra Bank · Closed to new applicants
A discontinued entry card with no joining or annual fee, interest-free cash withdrawals and a fuel surcharge waiver. No reward points programme is documented for it.
- Annual fee
- Lifetime free
- Joining fee
- None
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 6 Nov 2026
Where the sources disagree
- cash advance fee: The product page gives ₹199 per ₹10,000 of cash advance; the MITC gives 2.5% subject to a minimum of ₹500 for all other cards. Issuer defaults apply here.
Sources
- Kotak Mahindra Bank credit card MITC and Cardholder Agreement (PDF created 30 Oct 2026, read 6 Nov 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Fortune Gold Card (Discontinued) - features (Product page, the bank's own, read 6 Nov 2026)
- Fortune Gold Card - fees and charges (Product page, the bank's own, read 6 Nov 2026)