Kotak Delight Platinum Credit Card
Kotak Mahindra Bank · Closed to new applicants
A discontinued Visa Platinum dining and movie card: 10% cashback on stand-alone restaurants and cinemas (up to ₹600 a cycle) once ₹10,000 is spent elsewhere in the cycle, with a fuel and railway surcharge waiver.
- Annual fee
- ₹299 + GST a year
- Joining fee
- ₹1,999 + GST
- Base rate
- No cashback or points on other spends: 0% cashback (about 0% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 10% cashback on stand-alone restaurants: 10% cashback (about 10% at cash value)
- 10% cashback on movies and plays: 10% cashback (about 10% at cash value)
Earns nothing on
- No cashback or points on other spends
Terms the calculator does not value
- The 10% cashback applies only to transactions of ₹4,000 or less; larger dining or movie payments earn nothing. The calculator applies the cap but not this per-transaction limit.
Sources
- Kotak Mahindra Bank credit card MITC and Cardholder Agreement (PDF created 30 Oct 2026, read 6 Nov 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Delight Platinum Credit Card (Discontinued) - features (Product page, the bank's own, read 6 Nov 2026)
- Delight Platinum Credit Card - fees and charges (Product page, the bank's own, read 6 Nov 2026)
- Delight Platinum Credit Card - eligibility (Product page, the bank's own, read 6 Nov 2026)