6E Rewards XL IndiGo Kotak Credit Card
Kotak Mahindra Bank · Discontinued
The XL version of the original Kotak IndiGo card (now migrated to the IndiGo Kotak Credit Card): ₹1,500 fee, 6% rewards on IndiGo, 3% on dining, grocery and entertainment, 2% elsewhere, 8 lounge visits a year and a ₹3,000 IndiGo welcome ticket.
- Annual fee
- ₹1,500 + GST a year
- Joining fee
- ₹1,500 + GST
- Base rate
- 2% on all remaining spends: 2% in 6E Rewards (rupee value) (about 2% at cash value)
- Lounges
- Domestic: 2 visits a calendar quarter
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
- Replaced by
- IndiGo Kotak Credit Card
Main earn rates
- 6% on IndiGo spends: 6% in 6E Rewards (rupee value) (about 6% at cash value)
- 3% on dining, grocery and entertainment: 3% in 6E Rewards (rupee value) (about 3% at cash value)
Earns nothing on
- No rewards on fuel, rent, wallet loads, education, government, insurance and online skill-based gaming
Where the sources disagree
- rewards on fuel: MITC section D gives 2% on fuel spends for this card, but the rewards-restriction table of the same MITC (effective 1 Jun 2025, superseding earlier terms) lists the card with "No Rewards/Cashback" on fuel. We follow the dated restriction table. The card is discontinued, so this affects only existing holders' history.
Terms the calculator does not value
- The MITC's welcome row says "offered only on first year membership fee payment" and gives the ticket value but no spend condition; the milestone and renewal terms for this card are not stated in the MITC section D.
Sources
- IndiGo Kotak Credit Card product page FAQ (6E Rewards migration) (Product page, the bank's own, read 6 Nov 2026)
- Kotak Mahindra Bank credit card MITC (updated 3 Nov 2026, KOTMITC/11/2026/Version 3), fee table and section D (Most important terms (MITC), the bank's own, read 6 Nov 2026)