Indian Bank Visa Bharat Credit Card
Indian Bank · Closed to new applicants
Indian Bank's small-ticket Visa Bharat credit card with no joining or annual fee, a Rs.10,000 to Rs.19,999 limit, 1.79% a month interest, no add-on cards, no EMI and no reward points. It is in the MITC and card sheet but not on the bank's current card list.
- Annual fee
- Lifetime free
- Joining fee
- None
- Base rate
- No reward points on this card: 0% in No rewards
- Lounges
- None on record
- Forex markup
- 0%
- Data
- From bank documents, checked 6 Nov 2026
Earns nothing on
- No reward points on this card
Terms the calculator does not value
- The card sheet says the Bharat card has no reward points programme, so no earn rule is entered beyond a zero base rate.
Sources
- Indian Bank credit card Most Important Terms and Conditions (PDF created 2026-09-27) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Indian Bank credit card features and benefits (two-page card sheet) (Product page, the bank's own, read 6 Nov 2026)
- Indian Bank poster: Get rewards for every spent with IB Credit Card (PDF, 2025-01-24) (Reward terms, the bank's own, read 6 Nov 2026)
- Indian Bank credit cards page (Product page, the bank's own, read 6 Nov 2026)