Indian Bank Secured Credit Card (against term deposit)
Indian Bank · Open to apply
A Visa or RuPay credit card against a lien on an Indian Bank term deposit, with a limit of at least Rs.25,000 or 90% of the deposit's face value, or a lower limit if the customer asks. Its fees and rewards are not published separately.
- Annual fee
- Fees not entered yet
- Lounges
- None on record
- Forex markup
- 3%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- The Indian Bank page and the general MITC (which names "Secure" Visa and RuPay cards in its charges table but gives no secured-specific fee) do not state this card's annual fee, interest rate or reward terms. It is listed, not valued. The page's "minimum of Rs.25,000 or 90% of the deposit" wording is ambiguous.
Sources
- Indian Bank credit card Most Important Terms and Conditions (PDF created 2026-09-27) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Indian Bank credit card features and benefits (two-page card sheet) (Product page, the bank's own, read 6 Nov 2026)
- Indian Bank poster: Get rewards for every spent with IB Credit Card (PDF, 2025-01-24) (Reward terms, the bank's own, read 6 Nov 2026)
- Indian Bank credit cards page (Product page, the bank's own, read 6 Nov 2026)