HDFC Bank World MasterCard Credit Card
HDFC Bank · Closed to new applicants
HDFC's World MasterCard card, closed to new applicants: first-year fee waived on ₹15,000 in 90 days, renewal waived at ₹75,000, 2 reward points per ₹200, a complimentary Priority Pass membership and up to 3 free add-ons. Fee amount and point value are not published.
- Annual fee
- Fees not entered yet
- Fee waiver
- Annual fee waived on ₹75,000 spend per card year
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 20 Oct 2026
Where the sources disagree
- interest rate: The fees page says 3.49% a month. MITC v4.15 gives 3.75% for all variants other than the 1.99% cards. The MITC is used.
Terms the calculator does not value
- Earn rules are not entered because no reward point value is published. HDFC lists 2 reward points per ₹200 (product page and 15 May 2026 notice; transactions below ₹200 earn nothing; 2 per ₹150 on the archived page, which also gave 50% more points above ₹75,000 a statement cycle), 2-year point expiry and the general exclusions of MITC v4.15. The MITC fair usage clause does not name World.
- No redemption route or value for these points is published on the pages or MITC read.
- Priority Pass: the page does not say how many visits are free or whether visits in India are charged.
Sources
- World MasterCard credit card product page (Product page, the bank's own, read 20 Oct 2026)
- World MasterCard credit card fees and charges page (FAQ, the bank's own, read 20 Oct 2026)
- HDFC Bank credit cards Most Important Terms and Conditions (Key Fact Statement), version 4.15, updated 17 October 2026 (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- HDFC Bank notice "Updates on your credit card rewards, fees & charges", effective 15 May 2026 (generic mailer linked from the product page) (Bank notice, the bank's own, read 20 Oct 2026)
- World MasterCard Credit Card page, older hdfcbank.com version (archived) (Product page, the bank's own, read 20 Oct 2026)
- World MasterCard Credit Card Fees & Charges, older hdfcbank.com version (archived) (Product page, the bank's own, read 20 Oct 2026)