HDFC Bank Teachers Platinum Credit Card
HDFC Bank · Closed to new applicants
A card for teachers, closed to new applicants: ₹500 a year, waived at ₹50,000, with 500 points every Teacher's Day, up to 3 free add-ons and a fuel surcharge waiver. Not valued: no usable point value is published.
- Annual fee
- ₹500 + GST a year
- Joining fee
- ₹500 + GST
- Fee waiver
- Annual fee waived on ₹50,000 spend per card year
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 20 Oct 2026
Where the sources disagree
- interest rate: The product page and fees page say 3.49% a month, then 3.6% from 1 September 2020. MITC v4.15 gives 3.75% for all variants other than the 1.99% cards. The MITC is used.
Terms the calculator does not value
- Earn rules are not entered because no reward point value is published for this card. HDFC lists 2 reward points per ₹200 (15 May 2026 notice; transactions below ₹200 earn nothing), "up to 3X reward points on spends of ₹200 with an annual capping of 2,400 reward points" (product page, not explained), 500 points on Teacher's Day, 2-year point expiry, a fair usage cap of 15,000 points a statement cycle (MITC lists "teachers") and the general exclusions of MITC v4.15.
- No redemption route or value for these points is published on the pages or MITC read.
Sources
- Teachers Platinum credit card product page (Product page, the bank's own, read 20 Oct 2026)
- Teachers Platinum credit card fees and charges page (FAQ, the bank's own, read 20 Oct 2026)
- HDFC Bank credit cards Most Important Terms and Conditions (Key Fact Statement), version 4.15, updated 17 October 2026 (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- HDFC Bank notice "Updates on your credit card rewards, fees & charges", effective 15 May 2026 (generic mailer linked from the product page) (Bank notice, the bank's own, read 20 Oct 2026)