HDFC Bank Platinum Plus Credit Card
HDFC Bank · Closed to new applicants
A basic HDFC rewards card, closed to new applicants, with up to 3 free add-on cards and extra points above a monthly spend. Fee amount and point value are not published.
- Annual fee
- Fees not entered yet
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 20 Oct 2026
Where the sources disagree
- base reward rate: The product page says 4 reward points for every ₹200 and 50% more on every ₹200 once spends cross ₹50,000 a month. HDFC's notice of 15 May 2026 lists Platinum Plus at 2 points per ₹200. The archived page said 2 points per ₹150 and 50% more on every ₹150 above ₹50,000 a statement cycle. The page and notice cannot both be right; no rate is entered.
- interest rate: The fees page says 3.49% a month. MITC v4.15 gives 3.75% for all variants other than the 1.99% cards. The MITC is used.
Terms the calculator does not value
- Earn rules are not entered because the sources disagree on the rate and no point value is published. See conflicts.
- No redemption route or value for these points is published on the pages or MITC read.
Sources
- Platinum Plus credit card product page (Product page, the bank's own, read 20 Oct 2026)
- Platinum Plus credit card fees and charges page (FAQ, the bank's own, read 20 Oct 2026)
- HDFC Bank credit cards Most Important Terms and Conditions (Key Fact Statement), version 4.15, updated 17 October 2026 (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- HDFC Bank notice "Updates on your credit card rewards, fees & charges", effective 15 May 2026 (generic mailer linked from the product page) (Bank notice, the bank's own, read 20 Oct 2026)
- Platinum Plus Credit Card page, older hdfcbank.com version (archived) (Product page, the bank's own, read 20 Oct 2026)
- Platinum Plus Credit Card Fees and Charges, older hdfcbank.com version (archived) (Product page, the bank's own, read 20 Oct 2026)