JetPrivilege HDFC Bank Titanium / Select Credit Card
HDFC Bank · Discontinued
HDFC's entry JetPrivilege co-brand card (now InterMiles): 2 InterMiles per ₹150 on retail spends and 4 per ₹150 on flights and hotels booked on InterMiles, with a ₹250 flight voucher and Etihad Airways perks, for ₹500 a year waived at ₹1.5 lakh. Discontinued: all InterMiles card features ended on 15 December 2024 and holders were moved to other HDFC cards.
- Annual fee
- ₹500 + GST a year
- Joining fee
- ₹500 + GST
- Fee waiver
- Annual fee waived on ₹1,50,000 spend per card year
- Base rate
- 2 InterMiles per ₹150 on retail spends: 2 InterMiles per ₹150 (about 0.33% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 24 Oct 2026
Main earn rates
- 4 InterMiles per ₹150 on flights and hotels booked on InterMiles: 4 InterMiles per ₹150 (about 0.67% at cash value)
Earns nothing on
- No InterMiles on fuel, wallet loads or EasyEMI
Where the sources disagree
- status: The page's lead line says existing customers "will continue to enjoy the benefits", while HDFC's InterMiles notice on the same page says all features of InterMiles cards ended on 15 December 2024 and holders were migrated. The card is an InterMiles card (MITC v1.76), so the specific notice is used and the status is discontinued.
- renewal fee waiver and interest rate: The product page's "Fees & Renewal" and "Credit and Safety" sections say the renewal fee is waived at ₹2,00,000 a year "on your Swiggy HDFC Bank Credit Card" and that revolving credit costs 1.99% a month, text copied from another card. The older MITC v1.76 gives ₹1.5 lakh and 3.6% a month for the InterMiles Titanium and Select cards; the MITC is used.
Terms the calculator does not value
- The card is discontinued: HDFC ended all InterMiles card features on 15 December 2024 and moved holders to other cards. The terms are the last published ones and no new card can be had, so the calculator's value is historical.
- From 1 January 2023 HDFC capped grocery rewards on "InterMiles Credit Cards" at 1,000 a month (InterMiles Diners and Signature pages). This card's page does not repeat it, so the cap is not entered here.
- No source gives a rupee value for an InterMile (InterMiles' terms say it has none), so the calculator uses our unverified programme estimate of ₹0.25 (see the InterMiles entry on the programmes file: full redemption ended 27 October 2023 and flight and hotel redemption reportedly in January 2026); the card's computed value depends on it.
- The 4 InterMiles per ₹150 rule for bookings on InterMiles' own sites never matches a calculator spend line, so it is not valued. InterMiles for insurance payments are capped at 2,000 a day, which is also not modelled.
- MITC reward caps on groceries, utilities and telecom (MITC v4.15 clauses m and n) are not entered: the card is discontinued and its terms are no longer in force. HDFC's product page: "Intermiles card is phased out and we have migrated the existing cardholders to other HDFC bank credit card in a phase wise manner" (archived snapshot 197, line 3) and "effective 15th Dec'24, bank had discontinued all the product features on your Intermiles credit card"; MITC v4.15 no longer lists the card.
- SmartBuy accelerated earn (the chart's "Other credit card (CashBack)" column, for cards it does not name) is not entered: all InterMiles card features ended on 15 December 2024 (product page: "effective 15th Dec'24, bank had discontinued all the product features on your Intermiles credit card"), so the card earns nothing on SmartBuy today.
Sources
- Jet Privilege Titanium Credit Card product page (Product page, the bank's own, read 20 Oct 2026)
- Jetprivilege Titanium Credit Card fees and charges (Schedule of charges, the bank's own, read 20 Oct 2026)
- JetPrivilege HDFC Bank Credit Card benefits terms and conditions (2X miles on intermiles.com, flight discount voucher) (Reward terms, the bank's own, read 20 Oct 2026)
- HDFC Bank credit cards Most Important Terms and Conditions, version 1.76 (older edition, undated; effective about September 2020) (Most important terms (MITC), the bank's own, read 20 Oct 2026)