IndiGo HDFC Bank 6E Rewards Credit Card
HDFC Bank · Discontinued
HDFC's entry IndiGo co-brand card: 2.5 6E Rewards per ₹100 on IndiGo bookings, 2 on groceries, dining and entertainment (capped at 100 a month) and 1 on everything else, redeemable at ₹1 each on IndiGo, for ₹500 a year. Discontinued: holders were moved to other HDFC cards and all features ended on 1 December 2025.
- Annual fee
- ₹500 + GST a year
- Joining fee
- ₹500 + GST
- Base rate
- 1 6E Reward per ₹100 on all other spends: 1 6E Rewards per ₹100 (about 1% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 24 Oct 2026
Main earn rates
- 2.5 6E Rewards per ₹100 on flights booked on the IndiGo app or website: 2.5 6E Rewards per ₹100 (about 2.5% at cash value)
- 2 6E Rewards per ₹100 on groceries, dining and entertainment, capped at 100 a month: 2 6E Rewards per ₹100 (about 2% at cash value)
Earns nothing on
- No 6E Rewards on fuel
- No 6E Rewards on wallet loads
- No 6E Rewards on EasyEMI; they are reversed if a purchase is converted to SmartEMI
- No 6E Rewards on rent or government payments (from 1 January 2023)
- No 6E Rewards on education fees paid through third-party apps (from 1 September 2024)
- No 6E Rewards on online skill-based gaming (from 1 July 2025)
Where the sources disagree
- end of features: The product page says features last until 31 October 2025 or migration, whichever is earlier, and "effective 1st Nov'25, all the product features and associated benefits will be discontinued"; MITC v4.15 says "Effective 1st Dec'25". The MITC date is used for status_since.
Terms the calculator does not value
- The card is discontinued: HDFC ended all features on 1 December 2025 and moved holders to other HDFC cards. The terms are the last published ones and no new card can be had.
- The ₹1,000 PayZapp cashback on shopping across 200+ brands that the page mentions is not modelled (offer terms not read).
- MITC reward caps on insurance (clause e), utilities and telecom (clause n) are not entered: the card is discontinued and its terms are no longer in force. MITC v4.15 (snapshot 872, lines 369-371 and 382-383): "Indigo HDFC Bank 6E Rewards/6E Rewards XL Credit Card is discontinued. Bank is not accepting any new applications for these card variants. Existing active cardholders have already been migrated to another HDFC Bank Credit Card" and "Effective 1st Dec’25, all the product features and associated benefits have been discontinued on these variants".
- SmartBuy accelerated earn (the chart's "Other credit card (CashBack)" column, for cards it does not name) is not entered: all features of this card ended on 1 December 2025 (MITC v4.15, snapshot 872, line 382: "Effective 1st Dec’25, all the product features and associated benefits have been discontinued on these variants"), so no holder earns on SmartBuy with it.
Sources
- 6E Rewards IndiGo HDFC Bank Credit Card product page (Product page, the bank's own, read 20 Oct 2026)
- 6E Rewards - IndiGo HDFC Bank Credit Card fees and charges (Schedule of charges, the bank's own, read 20 Oct 2026)
- HDFC Bank credit cards Most Important Terms and Conditions (Key Fact Statement), version 4.15, updated 17 October 2026 (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- IndiGo HDFC Bank card and 6E Rewards to BluChip Program Migration, frequently asked questions (FAQ, the bank's own, read 20 Oct 2026)
- HDFC Bank co-branded credit cards Most Important Terms and Conditions, version 3.9, updated 8 May 2026 (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- HDFC Bank travel credit cards listing (Product page, the bank's own, read 20 Oct 2026)
- HDFC Bank credit cards Most Important Terms and Conditions, version 1.76 (older edition, undated; effective about September 2020) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- HDFC Bank press release: IndiGo partners with HDFC Bank to launch its first credit card 'Ka-ching', powered by Mastercard (27 February 2020) (Press release, the bank's own, read 20 Oct 2026)