HDFC Bank H.O.G Diners Club Credit Card
HDFC Bank · Closed to new applicants
HDFC's Harley Owners Group co-brand Diners Club card: 5 reward points per ₹150 (10X at Harley-Davidson dealers, 2X on weekend dining), unlimited domestic and international lounge access and 6 golf games a quarter, for ₹10,000 a year waived at ₹5 lakh. Closed to new applicants.
- Annual fee
- ₹10,000 + GST a year
- Joining fee
- ₹10,000 + GST
- Fee waiver
- Annual fee waived on ₹5,00,000 spend per card year
- Base rate
- 5 points per ₹150 on retail spends: 5 Reward Points per ₹150 (about 3.33% at cash value)
- Lounges
- Domestic: unlimited visits a calendar year; International: unlimited visits a calendar year
- Forex markup
- 2%
- Data
- From bank documents, checked 24 Oct 2026
Main earn rates
- 10X on Harley-Davidson merchandise and services at authorised dealers: 50 Reward Points per ₹150 (about 33.33% at cash value)
Earns nothing on
- No points on fuel, wallet loads or EasyEMI
- No points on rent or government payments (from 1 January 2023)
- No points on education paid through third-party apps (from 1 September 2024)
- No points on online skill-based gaming (from 1 July 2025)
Terms the calculator does not value
- The card is closed to new applicants; the calculator values it as if issued today. HDFC gives no closing date.
- Up to 10X on SmartBuy and 2X on weekend dining (10 points per ₹150 at standalone restaurants on Saturdays and Sundays, bonus points capped at 1,000 a day) are not applied; SmartBuy's per-card rates were not read for this card, and the calculator has no weekend dining line.
- Points on insurance premiums are capped at 5,000 a day (reward T&C). The same T&C carries a line on a 75,000-point statement-cycle maximum that names Diners Black, not this card; it is not applied.
- The catalogue redemption value for this card is not stated, so only travel, airmile and transfer redemptions are entered. The statement cashback value is not stated either.
Sources
- H.O.G Diners Club Credit Card product page (Product page, the bank's own, read 20 Oct 2026)
- H.O.G Diners Club Credit Card fees and charges (Schedule of charges, the bank's own, read 20 Oct 2026)
- HDFC Bank credit cards listing (explore credit cards), "The card can be no longer applied" (Product page, the bank's own, read 20 Oct 2026)
- H.O.G Diners Club Credit Card reward points terms and conditions (reward structure) (Reward terms, the bank's own, read 20 Oct 2026)
- HDFC Bank H.O.G Diners Club Credit Card benefits terms and conditions (welcome, monthly milestone, weekend dining) (Reward terms, the bank's own, read 20 Oct 2026)
- HDFC Bank key fact statement cum MITC, version 2.5, updated 17 March 2025 (linked from the fees page) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- HDFC Bank credit cards Most Important Terms and Conditions (Key Fact Statement), version 4.15, updated 17 October 2026 (Most important terms (MITC), the bank's own, read 20 Oct 2026)