HDFC Bank Harley-Davidson Diners Club Credit Card
HDFC Bank · Closed to new applicants
HDFC's mid-tier Harley-Davidson co-brand Diners Club card: 4 reward points per ₹150 and 20 per ₹150 on Swiggy and Zomato, 2 lounge visits a quarter and ₹1,500 of vouchers on ₹1.5 lakh a quarter, for ₹2,500 a year waived at ₹3 lakh. No longer open to applications.
- Annual fee
- ₹2,500 + GST a year
- Joining fee
- ₹2,500 + GST
- Fee waiver
- Annual fee waived on ₹3,00,000 spend per card year
- Base rate
- 4 points per ₹150 on retail spends: 4 Reward Points per ₹150 (about 0.53% at cash value)
- Lounges
- Domestic: 2 visits a calendar quarter
- Forex markup
- 3.5%
- Data
- From bank documents, checked 24 Oct 2026
Main earn rates
- 5X (20 points per ₹150) on Swiggy and Zomato: 20 Reward Points per ₹150 (about 2.67% at cash value)
Earns nothing on
- No points on fuel, wallet loads or EasyEMI
- No points on rent or government payments (from 1 January 2023)
- No points on education paid through third-party apps (from 1 September 2024)
- No points on online skill-based gaming (from 1 July 2025)
Terms the calculator does not value
- The card is no longer open to applications (HDFC's listing); the calculator values it as if issued today. HDFC gives no closing date.
- Up to 10X reward points through SmartBuy are not applied; SmartBuy's per-card rates were not read for this card. The page's "maximum of 2500 Reward Points every month" is not modelled because its scope is not stated. The page's benefits mirror the Diners Club Privilege card (it even names that card's catalogue), whose T&C cap the Swiggy and Zomato bonus points at 2,500 a month; if the same applies here, 5X pays in full up to about ₹23,400 a month on those apps.
- Reward point expiry for this card is not stated in the documents read.
- The page offers cashback at 1 point = ₹0.20, but HDFC's rewards redemption form (September 2026), which says cashback is eligible only for the cards it lists, does not list the Harley-Davidson Diners Club card; the cashback option is entered as the page states it.
Sources
- Harley-Davidson Diners Club Credit Card product page (Product page, the bank's own, read 20 Oct 2026)
- Harley-Davidson Diners Club Credit Card fees and charges (Schedule of charges, the bank's own, read 20 Oct 2026)
- HDFC Bank credit cards listing (explore credit cards), "The card can be no longer applied" (Product page, the bank's own, read 20 Oct 2026)
- HDFC Bank key fact statement cum MITC, version 2.5, updated 17 March 2025 (linked from the H.O.G fees page; it names this card) (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- HDFC Bank credit cards Most Important Terms and Conditions (Key Fact Statement), version 4.15, updated 17 October 2026 (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- HDFC Bank rewards redemption form (cashback conversion ratios and minimums by card; PDF created 24 September 2026) (Reward terms, the bank's own, read 20 Oct 2026)