HDFC Bank Equitas Excite Credit Card
HDFC Bank · Closed to new applicants
HDFC Bank's co-branded card for Equitas Small Finance Bank customers (credit limits ₹25,000 to ₹2 lakh at launch): ₹500 a year, waived at ₹1 lakh of spends. Earn rates are not currently published, so it is not valued.
- Annual fee
- ₹500 + GST a year
- Fee waiver
- Annual fee waived on ₹1,00,000 spend per card year
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- Earn rules are not entered. The 2021 press release gives launch terms (2 reward points per ₹150, 3X on fuel and grocery, 500 bonus points on over ₹20,000 a month, 2,500 on over ₹1.8 lakh a year) but HDFC's current documents publish no reward rate, point value or redemption route for this card; the only current mention is a fair-usage ceiling of 25,000 reward points a statement cycle in the MITC.
Sources
- Equitas Small Finance Bank ties up with HDFC Bank to offer co-branded credit cards (press release, 23 November 2021) (Press release, the bank's own, read 6 Nov 2026)
- HDFC Bank credit cards Most Important Terms and Conditions (Key Fact Statement), version 4.18, October 2026 (Most important terms (MITC), the bank's own, read 6 Nov 2026)