HDFC Bank All Miles Credit Card
HDFC Bank · Closed to new applicants
HDFC's air-miles points card, closed to new applicants: ₹1,000 a year, waived at ₹1 lakh, with 3 reward points per ₹200 and a fuel surcharge waiver. Not valued: no point value or air-mile programme is published.
- Annual fee
- ₹1,000 + GST a year
- Joining fee
- ₹1,000 + GST
- Fee waiver
- Annual fee waived on ₹1,00,000 spend per card year
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- Terms not entered, checked 20 Oct 2026
Where the sources disagree
- base reward rate: The product page says 3X reward points for every ₹150. HDFC's notice of 15 May 2026 lists All Miles at 3 points per ₹200, and the page links to that notice. The notice is used.
- interest rate: The product page and fees page say 3.49% a month. MITC v4.15 gives 3.75% for all variants other than the 1.99% cards. The MITC is used.
Terms the calculator does not value
- Earn rules are not entered because no reward point value or air-mile programme is published. HDFC lists 3 reward points per ₹200 (15 May 2026 notice; the product page still says "3X for every ₹150"), "2X reward points for hotel bookings, mobile recharge and shopping" (not explained), 2-year point expiry, a fair usage cap of 15,000 points a statement cycle (MITC lists "all miles") and the general exclusions of MITC v4.15.
- No redemption route, ratio or value is published for these points on the pages or MITC read, and the MITC cashback value table does not name All Miles.
Sources
- All Miles credit card product page (Product page, the bank's own, read 20 Oct 2026)
- All Miles credit card fees and charges page (FAQ, the bank's own, read 20 Oct 2026)
- HDFC Bank credit cards Most Important Terms and Conditions (Key Fact Statement), version 4.15, updated 17 October 2026 (Most important terms (MITC), the bank's own, read 20 Oct 2026)
- HDFC Bank notice "Updates on your credit card rewards, fees & charges", effective 15 May 2026 (generic mailer linked from the product page) (Bank notice, the bank's own, read 20 Oct 2026)