ESAF FD Backed Credit Card
ESAF Small Finance Bank · Open to apply
A credit card issued against a fixed deposit with ESAF Small Finance Bank. Fees, rewards, limit and network are not published in anything we could read; its identity is listed so the gap is visible.
- Annual fee
- Fees not entered yet
- Lounges
- None on record
- Forex markup
- 2.5%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- Fees, reward rate, credit limit (share of the deposit), network and eligibility of ESAF's FD backed credit card are not published where we could read; only the MITC's clause on liquidating the deposit after 30 days overdue is. It may be the same product as esaf-inori. Third-party pages (Policybazaar) quote a limit of up to 90% of the deposit, which is not confirmed.
Sources
- ESAF Small Finance Bank, Credit Card page with "FD Backed Credit Card" menu entry, Internet Archive copy of 16 Jun 2026 (Product page, the bank's own, read 6 Nov 2026)
- ESAF Small Finance Bank Credit Card Most Important Terms and Conditions (MITC v23, updated May 2025) (Most important terms (MITC), the bank's own, read 6 Nov 2026)