DCB ZET Credit Card
DCB Bank · Open to apply
A lifetime-free RuPay Select credit card from DCB Bank and the ZET credit score builder app, issued against a fixed deposit (limit 90% of it; a free physical card needs FDs of ₹5,000). DCB's documents state no rewards.
- Annual fee
- Lifetime free
- Joining fee
- None
- Base rate
- No rewards stated for card spends: 0% cashback (about 0% at cash value)
- Lounges
- None on record
- Forex markup
- 2.49%
- Data
- From bank documents, checked 6 Nov 2026
Earns nothing on
- No rewards stated for card spends
Terms the calculator does not value
- ZET's own app offers (for example cashback on UPI payments in the ZET app) are not in DCB's documents and are not entered. The MITC mentions reward points only in a clause on set-off, and DCB's page says only that the card "offers similar rewards as regular Credit Cards", with no rate.
Sources
- Key Fact Statement for DCB ZET Credit Card (February 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- MITC for DCB ZET Credit Card (February 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- DCB ZET Credit Card page (Product page, the bank's own, read 6 Nov 2026)