DCB Niyo Global Credit Card
DCB Bank · Open to apply
A free Visa credit card from DCB Bank and the Niyo app for holders of a DCB Niyo savings account, secured by a lien on the account (limit 90% of the lien amount), with no joining or annual fee and no cross-currency markup. DCB's documents state no rewards.
- Annual fee
- Lifetime free
- Joining fee
- None
- Base rate
- No rewards stated by DCB: 0% cashback (about 0% at cash value)
- Lounges
- None on record
- Forex markup
- 0%
- Data
- From bank documents, checked 6 Nov 2026
Earns nothing on
- No rewards stated by DCB
Terms the calculator does not value
- Niyo Coins and other rewards of the Niyo app are not in DCB's documents; the SBM version of the card pays Niyo Coins worth 2% on domestic online spends, but DCB's terms are not confirmed.
Sources
- Key Fact Statement for DCB Niyo Global Credit Card (October 2025) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- DCB Niyo Global Credit Card MITC (April 2026) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- DCB Niyo Credit Card page (Product page, the bank's own, read 6 Nov 2026)