DBS SuperX Plus Credit Card
DBS Bank India · Invite only
DBS's SuperX Plus card: 2 Cash Points per ₹200, 7X once the statement's spends pass ₹15,000, 15X on the DBS Card+ app rewards platform, and a domestic lounge visit a quarter. ₹2,999 a year.
- Annual fee
- ₹2,999 + GST a year
- Joining fee
- ₹2,999 + GST
- Base rate
- Eligible spends, 2 Cash Points per ₹200: 2 Cash Points per ₹200 (about 0.2% at cash value)
- Lounges
- Domestic: 1 visit a calendar quarter after ₹50,000 spend
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 15X on spends on the rewards platform in the DBS Card+ app (28 more Cash Points per ₹200): 28 Cash Points per ₹200 on top of the base rate (about 2.8% at cash value)
- 7X once the statement's spends pass ₹15,000 (12 more Cash Points per ₹200): 12 Cash Points per ₹200 on top of the base rate (about 1.2% at cash value)
Earns nothing on
- No Cash Points on rent, utilities, wallet loads, fuel and cash
Where the sources disagree
- joining fee: The MITC's fee table shows the joining fee as "NA" for the SuperX cards (annual fee only); the KFS shows the first-year fee equal to the annual fee. The cards are issued by migration from the SuperCard, so a joining fee is rarely charged; the KFS amount is entered.
- lounge visits: The page states the domestic lounge visit twice: "1 ... per quarter" and "1 per calendar quarter by spending a minimum of Rs. 50,000 in the preceding calendar quarter". The second, with the spend condition, is entered.
Terms the calculator does not value
- The terms exclude spends eligible for the app rewards platform's accelerated earn from the monthly milestone bonus; the calculator adds both bonuses when a reader books through the portal, which overstates those purchases.
- The accelerated rates need the statement's eligible spends to reach the milestone; the calculator assumes they do and says so.
- The 5% cashback on down payments of loans at network stores ended on 1 April 2024; the page still carries the text.
Sources
- DBS SuperX Plus Credit Card, product benefits and terms (Reward terms, the bank's own, read 6 Nov 2026)
- DBS Bank credit cards MITC (consolidated) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Key Fact Statement for DBS Bank SuperX Credit Card (Schedule of charges, the bank's own, read 6 Nov 2026)
- DBS Bank SuperX Credit Card, all terms and conditions (Bank notice, the bank's own, read 6 Nov 2026)