DBS SuperX Credit Card
DBS Bank India · Invite only
DBS's SuperX card, the successor of the Bajaj Finserv DBS SuperCard 5X: 2 Cash Points per ₹200, 5X once the statement's spends pass ₹10,000 and 10X on the DBS Card+ app rewards platform. ₹1,499 a year.
- Annual fee
- ₹1,499 + GST a year
- Joining fee
- ₹1,499 + GST
- Base rate
- Eligible spends, 2 Cash Points per ₹200: 2 Cash Points per ₹200 (about 0.2% at cash value)
- Lounges
- None on record
- Forex markup
- 3.5%
- Data
- From bank documents, checked 6 Nov 2026
Main earn rates
- 10X on spends on the rewards platform in the DBS Card+ app (18 more Cash Points per ₹200): 18 Cash Points per ₹200 on top of the base rate (about 1.8% at cash value)
- 5X once the statement's spends pass ₹10,000 (8 more Cash Points per ₹200): 8 Cash Points per ₹200 on top of the base rate (about 0.8% at cash value)
Earns nothing on
- No Cash Points on rent, utilities, wallet loads, fuel and cash
Where the sources disagree
- joining fee: The MITC's fee table shows the joining fee as "NA" for the SuperX cards (annual fee only); the KFS shows the first-year fee equal to the annual fee. The cards are issued by migration from the SuperCard, so a joining fee is rarely charged; the KFS amount is entered.
- annual fee waiver and fuel surcharge waiver cap: The product page keeps the old SuperCard line that a spend of ₹50,000 waives the next year's fee ; the MITC marks the minimum spend for waiver "NA". The fuel surcharge waiver cap is stated as ₹100 on the page, ₹150 in the KFS, and "100/150/200 by variant" in the MITC. The entered figures are the page's own (the more specific document) and the waiver is not entered.
Terms the calculator does not value
- The terms exclude spends eligible for the app rewards platform's accelerated earn from the monthly milestone bonus; the calculator adds both bonuses when a reader books through the portal, which overstates those purchases.
- The accelerated rates need the statement's eligible spends to reach the milestone; the calculator assumes they do and says so.
- The 5% cashback on down payments of loans at network stores ended on 1 April 2024; the page still carries the text.
Sources
- DBS SuperX Credit Card, product benefits and terms (Reward terms, the bank's own, read 6 Nov 2026)
- DBS Bank credit cards MITC (consolidated) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Key Fact Statement for DBS Bank SuperX Credit Card (Schedule of charges, the bank's own, read 6 Nov 2026)
- DBS Bank SuperX Credit Card, all terms and conditions (Bank notice, the bank's own, read 6 Nov 2026)