DBS Altitude Credit Card

DBS Bank India · Invite only

DBS's invite-only travel card: 4 Vantage Points (₹4) per ₹200, 0% forex markup in Asia and 1% elsewhere, 2 domestic and 1 international lounge visits a quarter on ₹75,000 of spend, and 4,999 points each year the ₹4,999 fee is paid.

Annual fee
₹4,999 + GST a year
Joining fee
₹4,999 + GST
Base rate
Purchases, 4 Vantage Points per ₹200: 4 Vantage Points per ₹200 (about 2% at cash value)
Lounges
Domestic: 2 visits a calendar quarter after ₹75,000 spend; International: 1 visit a calendar quarter after ₹75,000 spend
Forex markup
1%
Data
From bank documents, checked 6 Nov 2026

Main earn rates

  • Flights and hotels booked on DBS Delights, 2.5X (10 Vantage Points per ₹200): 10 Vantage Points per ₹200 (about 5% at cash value)

Earns nothing on

  • No points on international spends
  • No points on fuel, wallet loads, rent, education, EMI and cash

Terms the calculator does not value

  • Forex markup is 0% in Asia and 1% elsewhere; 1% is entered, so foreign spending in Asia costs less than the calculator shows.
  • 10% cashback at airport duty-free stores, up to ₹750 a cycle, has no spend category.
  • The product terms' earn table gives 4 points per ₹200 on "Domestic & International Purchases", while the exclusion table in the same document lists "International Spends, All MCC codes, No Vantage Points". The exclusion is entered (Vantage's revised terms say the same); if international spends do earn, the card is worth more abroad than shown. The product page supports the exclusion: "Earn 4 Vantage Points for every ₹200 spent within India".

Sources

Compare this card · Find the best card for your spending