Bank of India RuPay SwaDhan Platinum Credit Card
Bank of India · Open to apply
Bank of India's RuPay Platinum credit card issued against a term deposit (secured), with no annual fee and interest of 1.20% a month on the secured credit.
- Annual fee
- Lifetime free
- Joining fee
- None
- Lounges
- None on record
- Forex markup
- 3%
- Data
- Terms not entered, checked 6 Nov 2026
Terms the calculator does not value
- Bank of India's card pages, reward terms, lounge terms and late payment fee could not be read (the bank's sites refuse scripted access), so the card is listed with fees from the MITC and carries no earn rules.
Sources
- Bank of India credit card MITC (PDF uploaded 2025-03-29) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Bank of India credit card page (Internet Archive copy of 2025-08-24) (Product page, the bank's own, read 6 Nov 2026)
- Bank of India Annexure VII, Digital Banking service charges (revised w.e.f. 2023-07-01; archived 2025) (Schedule of charges, the bank's own, read 6 Nov 2026)