Bank of India RuPay Platinum Credit Card
Bank of India · Open to apply
Bank of India's contactless RuPay Platinum international credit card, with no annual fee for the primary card in the MITC and the bank's 2023 service charges.
- Annual fee
- Lifetime free
- Joining fee
- None
- Lounges
- None on record
- Forex markup
- 3%
- Data
- Terms not entered, checked 6 Nov 2026
Where the sources disagree
- add-on card fee: The MITC (2025) table gives an annual fee of Rs.200 for the RuPay Platinum add-on card; the 2023 service charges annexure says issuance and annual charges are FREE for the principal and add-on card. The later MITC figure is entered.
Terms the calculator does not value
- Bank of India's card pages, reward terms, lounge terms and late payment fee could not be read (the bank's sites refuse scripted access), so the card is listed with fees from the MITC and carries no earn rules.
Sources
- Bank of India credit card MITC (PDF uploaded 2025-03-29) (Most important terms (MITC), the bank's own, read 6 Nov 2026)
- Bank of India credit card page (Internet Archive copy of 2025-08-24) (Product page, the bank's own, read 6 Nov 2026)
- Bank of India Annexure VII, Digital Banking service charges (revised w.e.f. 2023-07-01; archived 2025) (Schedule of charges, the bank's own, read 6 Nov 2026)