Axis Bank Vistara Signature Credit Card

Axis Bank · Closed to new applicants

Closed Air India (ex-Vistara) co-brand card from Axis: ₹3,000 fee (waived at renewal since 2025), 4 Maharaja Points per ₹200, up to 4 premium economy ticket vouchers a year (since withdrawn), 2 domestic lounge visits a quarter, 3 golf rounds and purchase protection and baggage cover. The card is discontinued for spends after 2026-10-31.

Annual fee
₹3,000 + GST a year
Joining fee
₹3,000 + GST
Fee waiver
Annual fee waived on ₹0 spend per card year
Base rate
4 Maharaja Points per ₹200 on all eligible spends: 4 Maharaja Points per ₹200 (about 1.8% at cash value)
Lounges
Domestic: 2 visits a calendar quarter after ₹50,000 spend
Forex markup
3.5%
Data
From bank documents, checked 23 Oct 2026

Earns nothing on

  • No Maharaja Points on rent, wallet loads, cash withdrawals and EMI conversions
  • No Maharaja Points on government services and utilities (telecom included)
  • No Maharaja Points on insurance and jewellery
  • No Maharaja Points on gift cards or on bridge, road and toll fees

Where the sources disagree

  • Welcome, renewal and milestone benefits: The product page still lists the complimentary ticket voucher, milestone vouchers and Maharaja Club membership as current features; the post-merger revision says they are discontinued from each card's next renewal cycle and that the annual fee is waived at renewal. The revision is used, so the benefits are entered as ended.

Terms the calculator does not value

  • The card is discontinued for spends after 2026-10-31; the calculator values it as a live card. Welcome and milestone ticket vouchers are entered as ended on 2025-04-17 (each holder lost them at the next renewal cycle after that).
  • Maharaja Points are valued at the platform's air-india-maharaja estimate. Air India sets validity and redemption, and the Axis documents give neither a rupee value nor an expiry.

Sources

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